Whether you teach music lessons from home, at a school or at a student’s house, you need insurance that is tailored to your needs. Our music teacher insurance is designed to protect you from a range of unexpected incidents including loss, theft and accidental damage, and we can fit your policy around your requirements.
Essentially, it gives you peace of mind to concentrate on what you do best - sharing your passion for music with your pupils.
Public Liability insurance is essential if you teach music lessons in a school, tutor pupils from a home studio or other premises, or teach pupils in their own home. Consider it a stamp of professional approval.
Our Public Liability insurance protects you if you injure someone else, or cause damage to third-party property when teaching. After all, we know how easy it is for one of your students to trap their fingers in a music stand or a piano lid, or slip over and hold you responsible.
If a claim is made against you for these kind of instances, our Public Liability insurance for music teachers covers your legal liability and potential legal costs up to a value of £5 million. With our quick and easy online quote process, you can get instant cover and have your Public Liability insurance certificate sent straight to your phone.
This way, you can teach your students without worrying whether something could go wrong.
If you give advice to your pupils during lessons, you need Professional Indemnity insurance to protect your reputation and livelihood as a music teacher. Professional Indemnity covers your legal liability if you are deemed to have given negligent advice to a pupil.
Our Public Liability insurance includes FREE Professional Indemnity cover of up to £1 million.
You need Intruments insurance to avoid paying for repairs or replacements out of your own pocket if something happens to your instruments.
For example, during a lesson a student might pick up one of your instruments incorrectly and drop it, causing irreparable damage – it’s easily done. If this happens, we’ll repair your equipment or replace it on a new-for-old basis if it’s less than three years old and purchased new, under the terms of our Equipment cover.
What’s more, our Equipment cover includes the collective cost of all your teaching instruments and is really simple to arrange.
Specialist music teacher insurance from Insure4Music allows you to inspire the next generation of musical talent, safe in the knowledge that your professional reputation, your pupils, and any essential musical equipment are all protected.
Our Lowest Price Guarantee means you won’t find the same level of cover to match your needs for a better price elsewhere. You can tailor your policy and only pay for the cover you need.
Tear up the manuscript and choose Insure4Music to be instrumental in your music tuition. Get an instant quote now, or call 0800 0469 859 to speak to a member of our team and arrange the cover you need.
Our tailor-made policies mean you can choose the cover that best suits you. Check out our checklist below to see what cover you might need as a music teacher.
For more information on why music teachers need specialist music insurance, read our blog >